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Commitment Letter

OUR MANAGEMENT LETTER OF COMMITMENT

To our Account Holder

We started CoCard of Maryland for one very simple reason. We knew there was a better way to do business in the world of electronic funds transfer. At CoCard of Maryland we give you the very best in merchant processing products and services while offering you an aggressive pricing structure that you won't find anywhere else. Our time in this industry has taught us many things; most importantly that providing “straight talk” and “fair deals” separates us from the rest of the crowd and fosters long-term business relationships.

Our goal is to make our relationship with you mutually advantageous, not just by reducing your upfront and on-going costs, but also by contributing to expanding your revenue through the use of our products and services. Our services lower you overall risk, offer you new opportunities to enhance your business, and increase your profit margins.

In this industry, we know that our strong relationships are crucial. At CoCard of Maryland the clock never stops. We are constantly working on new products and services that will increase your business. You won't find our competition working as hard for you as we do, and we are proud of that fact. Furthermore, and more specifically, CoCard of Maryland guarantees the following:

  • No Cancellation Fees “We never need to hold our customers captive”.

  • Price Commitment “Our Quote is Our Price – We never increase your fees beyond the periodic pass through increases imposed by VISA/MasterCard”.

  • Specialized Customer Service“We are your agent and our ability to solve whatever processing challenge that develops is another reason to choose us from all the rest”.

Sincerely,

Dalton Davlin, President

2/2010

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